A service charge of $8.00 will be imposed every month if the balance in the account falls below $500.00.
Attention: Additional account charges may apply. Please refer to "Other Service Charges" listed below.
Other Information
Unlimited check writing
Direct deposit service
Free 24 Hour Telephone Banking
Image Statement
Super NOW - Call or come by for a list of our current interest rates
Minimum to Open
$2,000.00
Interest
Yes*
Monthly Service Charge
A low balance charge of $15.00 will be imposed every month the
balance in the account falls below $2,000.00 any day of the month.
Other Information
Unlimited check writing
Direct deposit service
Free 24 Hour Telephone Banking
Image Statement
*We use the Daily Balance Method to accrue interest on your
account. Interest accrues daily and is compounded monthly.
Interest will be credited to your account monthly. Interest Rates
are subject to change at any time.
We reserve the right to, at any time, require not less than 7 days
notice in writing before any withdrawal from an interest bearing
account.
Attention: Additional account charges may apply. Please refer to "Other Service Charges" listed below.
Money Market - Call or come by for a list of our current interest rates
Minimum to Open
$3,000.00
Interest
Yes*
Monthly Service Charge
A low balance charge of $15.00 will be imposed every month the
balance in the account falls below $3,000.00 any day of the month.
Additional Terms
TRANSACTION LIMITATIONS: Although you may make an unlimited
number of in-person withdrawals from this account, you are limited to 6
withdrawals / transfers per statement cycle of the following types:
Checks, drafts, or other transfers to 3rd parties
Telephone or automatic transfers to another account
Debit Card point-of-sale transactions
An Activity Charge of $5.00 per withdrawal will be charged for all withdrawals above the regulated number.
Other Information
Direct deposit service
Free 24 Hour Telephone Banking
Image Statement
*We use the Daily Balance Method to accrue interest on your
account. Interest accrues daily and is compounded monthly.
Interest will be credited to your account monthly. Interest Rates
are subject to change at any time.
We reserve the right to, at any time, require not less than 7 days
notice in writing before any withdrawal from an interest bearing
account.
Attention: Additional account charges may apply. Please refer to "Other Service Charges" listed below.
Certificates of Deposit (CDs) - Call or come by for a list of our current interest rates.
CDs:
12 Month Certificate of Deposit Under $100,000.00 12 Month Certificate of Deposit Over $100,000.00 6 Month Certificate of Deposit Under $100,000.00 6 Month Certificate of Deposit Over $100,000.00
Additional Information on CDs:
Minimum balance to open is $10,000.00 on CDs.
Interest will be both compounded and credited at maturity.
You must maintain a minimum balance of $10,000.00 in the
account each day in any CD to obtain the disclosed annual percentage
yield.
IRAs:
1 Year Individual Retirement Account
Additional Information on IRAs:
Minimum balance to open is $2,000.00 on IRAs.
Interest will be both compounded and credited at maturity.
You must maintain a minimum balance of $2,000.00 in the account each
day in any IRA to obtain the disclosed annual percentage yield.
EARLY WITHDRAWAL PENALTY FOR CDs and IRAs:
A penalty will be imposed for withdrawals before maturity. The
penalty will be in the amount equal to 30 days interest on the amount
withdrawn.
Savings - Call or come by for a list of our current interest rates
Minimum to Open
$1000.00
Interest
Yes **
Monthly Service Charge
A low balance charge of $2.00 will be imposed every month if the balance falls below $100.00 any day of the month.
Additional Terms
TRANSACTION LIMITATIONS: Although you may make an unlimited
number of in-person withdrawals from this account, you are limited to 6
withdrawals / transfers per statement cycle of the following types:
Checks, drafts, or other transfers to 3rd parties
Telephone or automatic transfers to another account
Debit Card point-of-sale transactions
You are allowed one free withdrawal per month. Each additional withdrawal will have a $3.00 activity service charge.
Other Information
Direct deposit service
Free 24 Hour Telephone Banking
**We use the Daily Balance Method to calculate the interest on your
account. Interest accrues daily and will be compounded
quarterly.
Interest will be credited to your account quarterly. Interest Rates are subject to change at any time.
We reserve the right to, at any time, require not less than 7 days
notice in writing before any withdrawal from an interest bearing
account.
Attention: Additional account charges may apply. Please refer to "Other Service Charges" listed below.
Consumer Loans
Rural Int'l Bank LTD offers competitive rates and terms on consumer
personal loans and loans for new or used automobiles. So whether
you have your sight set on a vehicle, or just need some cash for your
personal use, Rural Int'l Bank LTD is the lender for you. Come in and
pick up an application and speak to one of our lenders today!
Online Account
Rural Int'l Bank LTD offers a full suite of Online Account services to meet your individual needs.
Balance and account history
e-Statements
*Bill Payment services
Mobile Banking
*POP Money services-transfer from your account at Rural Int'l Bank LTD
to another person via email or text or request money from another person
*Account 2 Account services-transfer between your account at Rural Int'l Bank LTD and your account at another financial institution
Alert Notification services-receive notifications on a variety of
scenarios on each one of your accounts by text or email based on the
parameters you set.
Perform additional services online without having to come in to the bank.
*Additional Fees Apply. Please refer to Other Service Charges
section. Services only allowed for Retail (Personal) Online Account
Accounts.
For questions on Online Account please call +1 (888) 933-3587 for assistance.
Personal Banking Services