A service charge of $8.00 will be imposed every month if the balance in the account falls below $500.00.
Other Information
Unlimited check writing
Direct deposit service
Free 24 Hour Telephone Banking
Image Statement
Attention: Additional account charges may apply. Please refer to "Other Service Charges" listed below.
Super NOW - Call or come by for a list of our current interest rates
Who can open this type of account:
Non-Profit Organizations and Public Funds
Minimum to Open
$2,000.00
Interest
Yes*
Monthly Service Charge
A low balance charge of $15.00 will be imposed every month the
balance in the account falls below $2,000.00 any day of the month.
Other Information
Unlimited check writing
Direct deposit service
Free 24 Hour Telephone Banking
Image Statement
*We use the Daily Balance Method to accrue interest on your
account. Interest accrues daily and is compounded monthly.
Interest will be credited to your account monthly. Interest Rates
are subject to change at any time.
We reserve the right to, at any time, require not less than 7 days
notice in writing before any withdrawal from an interest bearing
account.
Attention: Additional account charges may apply. Please refer to "Other Service Charges" listed below.
Cooperate Business Account - Call or come by for a list of our current interest rates
Who can open this type of account:
All Commercial Account Types
Minimum to Open
$2,800.00
Interest
Yes*
Monthly Service Charge
A low balance charge of $15.00 will be imposed every month the
balance in the account falls below $3,000.00 any day of the month.
Additional Terms
TRANSACTION LIMITATIONS: Although you may make an unlimited
number of in-person withdrawals from this account, you are limited to 6
withdrawals / transfers per statement cycle of the following types:
Checks, drafts, or other transfers to 3rd parties
Telephone or automatic transfers to another account
Debit Card point-of-sale transactions
An Activity Charge of $5.00 per withdrawal will be charged for all withdrawals above the regulated number.
Other Information
Direct deposit service
Free 24 Hour Telephone Banking
Image Statement
*We use the Daily Balance Method to accrue interest on your
account. Interest accrues daily and is compounded monthly.
Interest will be credited to your account monthly. Interest Rates
are subject to change at any time.
We reserve the right to, at any time, require not less than 7 days
notice in writing before any withdrawal from an interest bearing
account.
Attention: Additional account charges may apply. Please refer to "Other Service Charges" listed below.
Commercial Savings - Call or come by for a list of our current interest rates
Who can open this type of account:
All Commercial Account Types
Minimum to Open
$1000.00
Interest
Yes **
Monthly Service Charge
A low balance charge of $2.00 will be imposed every month if the balance falls below $100.00 any day of the month.
Additional Terms
TRANSACTION LIMITATIONS: Although you may make an unlimited
number of in-person withdrawals from this account, you are limited
to 6 withdrawals / transfers per statement cycle of the following types:
Checks, drafts, or other transfers to 3rd parties
Telephone or automatic transfers to another account
Debit Card point-of-sale transactions
You are allowed one free withdrawal per month. Each additional withdrawal will have a $3.00 activity service charge.
Other Information
Direct deposit service
Free 24 Hour Telephone Banking
**We use the Daily Balance Method to calculate the interest on your
account. Interest accrues daily and will be compounded quarterly.
Interest will be credited to your account quarterly. Interest Rates are subject to change at any time.
We reserve the right to, at any time, require not less than 7 days
notice in writing before any withdrawal from an interest bearing
account.
Attention: Additional account charges may apply. Please refer to "Other Service Charges" listed below.
Certificates of Deposit (CDs) - Call or come by for a list of our current interest rates.
CDs:
12 Month Certificate of Deposit Under $100,000.00 12 Month Certificate of Deposit Over $100,000.00 6 Month Certificate of Deposit Under $100,000.00 6 Month Certificate of Deposit Over $100,000.00
Additional Information on CDs:
Minimum balance to open is $10,000.00 on CDs.
Interest will be both compounded and credited at maturity.
You must maintain a minimum balance of $10,000.00 in the account each
day in any CD to obtain the disclosed annual percentage yield.
EARLY WITHDRAWAL PENALTY FOR CDs and IRAs:
A penalty will be imposed for withdrawals before maturity. The
penalty will be in the amount equal to 30 days interest on the amount
withdrawn.
Rural Int'l Bank LTD has been in agricultural lending for over 100
years. If your farm or ranch is in need of a loan for operating
expenses, purchasing livestock, equipment or real estate drop by today!
We are here to serve you with your production needs. Come in and pick
up an application and speak to one of our lenders today!
Commercial Real Estate:
We offer Farm and Ranch Real Estate Loans, Commercial,
Agricultural, and Investment (Rental Property) loans. We will structure
the terms to meet your needs. Come in and pick up an application and
speak to one of our lenders today!
Business Loans:
Whether you are planning to start a new business or growing your
existing business, turn to the lending staff at Rural Int'l Bank LTD to
assist you in reaching your business goals and achievements. We
can help you with the purchase of real estate, operating expenses,
inventory, and capital purchases. Come in and pick up an
application and speak to one of our lenders today!
Commercial Online Account
Rural Int'l Bank LTD offers Cash
Management Services to meet your business needs. A written agreement is
required for these services. You may visit our office to complete an
agreement.
Balance and account history
e-Statements
Small Business Bill Payment Services.
Positive Pay services.
Online Wire Transfer Services.
Alert Notification services-receive notifications on a variety of
scenarios on each one of your accounts by text or email based on the
parameters you set
Perform additional services online without having to come in to the bank.
External Transfer Services – transfer from your account with us to your account at another financial institution.
Additional fees apply to Positive Pay Services, Online Wire Transfer
Services, Small Business Bill Payment Services, and External Transfer
Services. These services also require additional documentation and
agreements. Please call our Online Account Department for more details.
For questions on Online Account please call +1 (888) 933-3587 for assistance.